![]() A financial plan that's built around static numbers might not be able to adjust how and when you need it to. So many factors that affect retirement planning are in a state of constant flux – most of all, your life. ![]() That's a much more complicated question to answer than some folks realize. So, is $80,000 per year from your investment portfolio, give or take, enough to live on in retirement? We also know in most cases there will be other income sources like social security or pension income. Using the old 4% Rule for some back-of-the-napkin math, those retirees are expecting to withdraw about $80,000 their first year in retirement, with future withdrawals going up or down from there based on how much annual savings and investment returns replenish their assets. workers believe they'll need around $2 million to retire. ![]() According to a recent Charles Schwab survey, U.S. ![]()
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